It is very important to find IFSC code IOBA0000197 of correct branch before initiating a NEFT or RTGS or IMPS transfer. Though all banks will have a mechanism to verify the IFSC Code, Bank Branch, Account Type and Name and any mismatch will result in failed transaction!
The best and simplest place to verify IOBA0000197 IFSC code branch is the cheque book. Most banks now print IFSC Codes on the cheque books. Also, your account pass book should have the IFSC Code printed.
IOBA0000197 is the IFSC Code for Gujjarwal branch of Indian Overseas Bank. This can be used for online funds transfer via NEFT, RTGS amd IMPS to Indian Overseas Bank account. The address of Gujjarwal branch is Near gurudwara jai sin, main bazaar, gujjarwal pin 141202, which is located in Ludhiana District of Punjab State.
In IOB Bank IFSC Code, the first 4 characters (IOBA) represent the bank name, 5th character is 0 (ZERO), which is reserved for future use. The last 6 characters (000197) represent the Overseas Bank branch code.
*The IFSC Code information presented above is for reference only. Please verify IFSC Code IOBA0000197 details before initiating any transaction!