You can find Saraswat Cooperative Bank NEFT, RTGS and IMPS codes in the table alongside. Saraswat Bank NEFT, RTGS and IMPS code is same as IFSC code and used in net banking. For carrying out these transactions we need account details like account number, holder’s name as per bank records, type of account and IFSC code. Money can be transferred using any of the three techniques i.e. IMPS, NEFT and RTGS. This Saraswat Co Op Bank IFSC code for Sme Panaji branch can be used for various online fund transfers.