You can find Ratnakar Bank NEFT, RTGS and IMPS codes in the table alongside. Ratnakar Bank NEFT, RTGS and IMPS code is same as IFSC code and used in net banking. For carrying out these transactions we need account details like account number, holder’s name as per bank records, type of account and IFSC code. Money can be transferred using any of the three techniques i.e. IMPS, NEFT and RTGS. This Ratnakar Bank IFSC code for Guntur branch can be used for various online fund transfers.